Property acquisition costs in Morocco

Notary and acquisition cost calculator

Estimate the real budget for a property purchase in Morocco with a clear breakdown of registration duties, land registry fees, notary fees, agency commission, disbursements and any mortgage costs.

Item-by-item breakdownSuitable for cash or financed purchasesInstant result

Start the simulation

CAMERON Acquisition costs Marrakech · Morocco

Free simulation

Calculate the real cost of your real estate purchase

A purchase is not just about the price of the good. This calculator helps you anticipate taxes, land formalities, fees and additional costs before signing.

Enter the acquisition

The calculation is updated based on the price of the property, its nature and your financing method.

Display currency Indicative rate used: €1 = 10.79 DH. Purchase price of the property * Price agreed with the seller, excluding acquisition costs. Nature du bien The type of property influences the rate of registration fees. Additional 2026 registration duty Since 1 July 2026, an additional 2% duty may apply to certain real estate transfers above MAD 300,000 depending on the payment rules set by the Moroccan General Tax Code. Select ‘Yes’ only if your transaction is concerned. Agency commission including tax (%) To be set to 0 if no commission is owed by the buyer. Stamps, disbursements and miscellaneous fees Copies, tax stamps, certificates, powers of attorney, searches and small expenses of the file. Mode de financement If there is credit, the tool adds a mortgage registration estimate.

Live result

Your acquisition budget

Estimated total budget — Enter the price of the property: the result is updated automatically.

Total Fees—

Share of costs—

What the calculation includes

Une lecture plus utile qu’un simple total.

Registration rights

Rate applied according to the nature of the property. The standard case for a constructed asset is 4%.

Land conservation

Calculated on a basis of 1.5% + MAD 100 with a minimum charge for the standard transfer registration formality.

Notary fees

Indicative scale: 1.5% up to 1 million DH, 1.25% up to 5 million DH, 0.75% up to 10 million DH, then 0.5%, with a minimum of 4,000 DH excluding tax.

Agency, disbursements and mortgage

The variable costs of the file are isolated so that you know exactly what may change.

Lecture pratique

In Morocco, acquisition costs often represent a significant amount. This calculation is used to prepare the budget before the offer, the compromise and the financial package.

Estimated total budget — Price of the property + all costs retained

Total Fees — —

Base d’enregistrement — The rate depends on the type of property seized

Registration rights

Tax collected when the deed is registered. Not subject to VAT.

Montant—

Rate applied: —

Additional 2026 duty

Only if you indicated that your transfer is subject to the additional duty provided for by the Moroccan General Tax Code.

Amount added—

MAD 0 by default; 2% of the price if the case is confirmed and the price exceeds MAD 300,000.

Land conservation

Official registration in the land register and land registration.

Montant—

Standard transfer: 1.5% + MAD 100, minimum MAD 500.

Notary fees

Indicative scale according to the value of the acquisition.

HT—

TVA—

TTC—

Scale recalled: 1.5% / 1.25% / 0.75% / 0.5%, minimum 4,000 DH excluding tax.

Agency commission

Intermediation fees when they are the responsibility of the buyer.

Amount including tax—

—

Stamps, disbursements and miscellaneous fees

Authentic copies, powers of attorney, certificates, administrative formalities and small expenses of the file.

Montant—

Amount entered in the form, included in the total.

Important

The result is an estimate designed to frame a project. Final amounts must be confirmed according to the property, the notary, the deed, supporting documents and any financing structure. Since 1 July 2026, an additional 2% registration duty may apply to certain real estate transfers above MAD 300,000 depending on the payment rules set by the Moroccan General Tax Code; it is not added automatically by this calculator.

Morocco notary fees

What do property acquisition costs in Morocco include?

People often refer to all purchase costs as “notary fees”. In practice, a property purchase budget in Morocco includes several distinct items: registration duties, Land Registry fees, notary fees, possible agency commission, administrative disbursements and, when financing is used, mortgage registration costs.

Why calculate acquisition costs before making an offer?

In Marrakech, a difference of a few percentage points in total costs can change the amount available for the property, renovation work or financing. The calculator helps you reason from the actual total budget rather than the sale price alone.

Notary fees or acquisition costs: what is the difference?

Notary fees are only one part of the total. The calculator separates the main cost items to provide a clearer view of the acquisition cost of a villa, apartment, riad or land in Morocco.

Frequently asked questions about property purchase costs in Morocco

How much should you budget on top of a property price in Morocco?

The amount depends on the property type, price, financing and applicable fees. The calculator provides an itemised estimate to build a more realistic total budget.

Are notary fees the same for every property?

No. Certain rates, formalities and costs vary according to the type of property, purchase value, financing and the specifics of the file. The final amount must be confirmed by the notary.

Can this calculator be used before making an offer in Marrakech?

Yes. That is one of its main purposes: to check the total budget before making an offer and preserve a margin for possible renovation work, furniture or financing costs.

2026 references

Rates and rules used by the calculator

The calculator uses the 2026 Moroccan General Tax Code for registration duties and ANCFCC published rates for land registration and mortgage registration. For a mortgage, it applies the ANCFCC bands (0.5%, 1.5%, then 0.5%) plus a fixed fee of MAD 100, with no general MAD 500 minimum for the mortgage registration itself.

Notary fees are shown as an indicative estimate, not a quotation. The final statement must be prepared by the notary handling the deed.

Is your budget defined?

Move from calculation to finding the right property

Share your requirements and total budget with us. Cameron can target properties in Marrakech that genuinely fit your project.

Entrust my property search Speak with Cameron

Notary and acquisition cost calculator

Calculate the real cost of your real estate purchase

Enter the acquisition

Registration rights

Additional 2026 duty

Land conservation

Notary fees

Agency commission

Mortgage registration

Stamps, disbursements and miscellaneous fees

Download your simulation as a PDF

Receive the report in your inbox

What do property acquisition costs in Morocco include?

Why calculate acquisition costs before making an offer?

Notary fees or acquisition costs: what is the difference?

Frequently asked questions about property purchase costs in Morocco

Rates and rules used by the calculator

Move from calculation to finding the right property

Marrakech, our area of expertise